Car Cost Comparison

Compare how you pay for a car, or model a company car’s Benefit in Kind. Figures sit beside the form. Illustrative only.

Tax calculations may not reflect all individual circumstances.

Car Cost Comparison

Modelled cost of buying or leasing over the term you choose, using 2026/27 running-cost and VED assumptions. Illustrative only — not a recommendation of how to buy a car.

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The official list price including VAT and accessories

Official WLTP CO₂ emissions figure

Used for monthly running-cost estimates. The Ways of paying tab compares all selected methods side by side.

Applied to hire purchase and PCP. A larger deposit reduces the monthly payment.

Credited to buy outright, hire purchase and PCP if you keep the car. Lease and PCP hand-back have no residual.

Used for hire purchase and PCP monthly payments. Enter the APR on your quote.

Optional final payment if you keep the car on PCP. This is separate from the assumed resale value.

Personal contract-hire. Deposit does not apply. If blank, the model uses a typical percentage of list price.

Paid at the start and counted as the first months of the term. It does not change the monthly figure.

Results appear here

Choose a vehicle, set the term and deposit, then press Calculate. On a wide screen the figures stay next to the form.